Our First BTO Flat Sam and I have roughed it out together as a couple for the past three years, and now that we decided to spend the rest of lives together, we need to secure a house before exchanging weddings vows. Instead of renting or buying a resale flat, we much prefer to own a brand new flat which is also subsidized by our government. Such new flats are called Build-To-Order flats or BTO. The BTO flats will only be built if there is a housing demand in that location to be built. Our Experiences Buying a house is a huge commitment for both of us because it involves a…
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Financial Series #2: Your Financial GPS (DBS)
Your Financial GPS Not too sure about managing your own finances? Then you might want to check out DBS’s first holistic digital financial advisor that allows you to manage your finances and plan your financial goals online. This digital platform is now available to all DBS/POSB customers via DBS/POSB iBanking and digibank apps. This service is an extension of DBS’s financial planning initiative “NAV – Your Financial GPS” which helps you to navigate through your financial journey. When I first got to know about financial planning, I just thought it was highly-confusing and unnecessary. At the back of my head, I figured that as long as I save diligently and…
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Financial Series #1: How You Can Invest Your money Safely Without Much Risk
Where should I begin? My blog grows with me. Right now, I am at this stage of life where I’ve begun to look into my finances to save for the future. In my early twenties, I was concerned about my career, health and love life. I even had this dream of starting my own business and a green, eco-conscious movement. I wanted to be known as this eco-warrior that fights for the environment and a green influencer that will influence others to go green. However, my focus has shifted from my dreams to the future. With plans to settle down with my other half, guarding my finances and assets are…
